Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Worcester is a city in Worcester County, Massachusetts, United States. Named after Worcester, England, the city had a population of 182,596, making it the estimated second largest city in New England. It is the county seat of Worcester County. Worcester is located approximately 40 miles west of Boston, and marks the western periphery of the Boston-Worcester-Manchester (MA-RI-NH) U.S. Census Combined Statistical Area (CSA). Due to its location in Central Massachusetts, Worcester is often referred to as the "Heart of the Commonwealth. " The city is also noted for its mill era Victorian architecture.