Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Alden is an unincorporated community located in Helena Township in Antrim County in the U.S. state of Michigan. It is situated at the southeast end of Torch Lake, about 20 miles northeast of Traverse City. Alden is at 44°52′52″N 85°16′32″W / 44.88111°N 85.27556°W / 44.88111; -85.27556 and the FIPS place code is 01060. The elevation is 604 feet above sea level. The Alden ZIP code 49612 serves portions of Helena Township as well as Custer Township to the east and Clearwater Township to the south and Rapid River Township to the south in Kalkaska County. The community first began to develop after a store was built in Helena Township in 1868. The settlement that formed around it was initially called Noble. Because it was located at the mouth of Spencer Creek, the community became known as Spencer Creek and received a Post Office with that name on June 15, 1869. After the Pere Marquette Railway came to the town in 1891, the post office was renamed Alden on July 18, 1892, for William Alden Smith, who was an official with the railroad company. Smith later became U.S. Representative and U.S. Senator from Michigan.