Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Beaverton is a city in Gladwin County in the U.S. state of Michigan. The population was 1,106 at the 2000 census. The city is adjacent to Beaverton Township and incorporates some land formerly in the township. According to Romig's Michigan Place Names, the community was first settled by lumbermen in about 1863 and was first known as Grand Forks, after the confluence of the Tobacco and Cedar rivers. It has been continuously settled since 1875. The town was founded in 1890 by the Donald Gunn Ross & Sons lumber company, from Beaverton, Ontario. Donald Ross became the first postmaster on February 17, 1891. Romig cites the city clerk of Beaverton that it incorporated as a village in 1901. However, Powers gives the date as 1896. It incorporated as a city in 1903, with William Ross as the first mayor. Powers gives the first settler's name as Marvil Secord, originally from Brantford, Ontario, and who is also recognized as the first permanent settler in Gladwin County. It was a station on the Toledo-Ludington line of the Pere Marquette Railroad.