Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Benton Harbor is a city in Berrien County in the U.S. state of Michigan southwest from Kalamazoo. The population was 11,182 at the 2000 census. It is the lesser populated of the two principal cities included in the Niles-Benton Harbor, Michigan Metropolitan Statistical Area. It is the administrative home of Whirlpool Corporation, which acquired the Maytag Corporation in 2006, making it the world's largest producer of home appliances. Sites of interest are Shiloh House, built in 1910, which served as the administration building and men's dormitory for the House of David colony, a communal religious group; Morton House (on Morton Hill), built in 1849 by Eleazar Morton, which now houses a museum; nearby Sarett Nature Center, a 300-acre wildlife sanctuary which offers trails, an interpretative building, and classes, and Jean Klock Park on Lake Michigan. Near Benton Harbor is a large fruit market which replaced the prior fruit market located in the "flats" area of Benton Harbor, which was torn down during an urban renewal project during the 1960s. Benton Harbor and the City of St. Joseph (which is located across the St. Joseph River) are known locally as the "Twin Cities". Fair Plain and Benton Heights are unincorporated areas adjacent to Benton Harbor.