Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Big Bay is an unincorporated community in Marquette County of the U.S. state of Michigan. It is a census-designated place (CDP) for statistical purposes and does not have any legal status as an incorporated municipality. As of the 2000 census, the CDP population was 265. The community is located within Powell Township near the shore of "Big Bay" on Lake Superior. Although the Big Bay community is served by the Marquette ZIP code 49855, the Big Bay post office with ZIP code 49808, serves a much larger area to the west and south of the community and CDP, including portions of Powell Township as well as Ishpeming, Champion, Michigamme, and Ely townships.