Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Clare is a city in Clare and Isabella counties in the U.S. state of Michigan. Located primarily in Clare County, the city had a population of 3,173 at the 2000 census. North-south US 127 forms the eastern boundary for much of the city and has a junction with east-west US 10 on the east side of the city. US 10 connects with Midland, 33 miles to the southeast, and with US 131 at Reed City, 44 miles to the west. US 127 connects with Mount Pleasant, 13 miles to the south, and with Harrison, 14 miles to the north. M-115 has is southern terminus in downtown Clare.