Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Climax is a village in Kalamazoo County in the U.S. state of Michigan. The population was 791 at the 2000 census. The village is located within Climax Township on the northern boundary with Charleston Township, and is roughly 15 miles west of Battle Creek and 10 miles east of Kalamazoo. Climax shares a school district with the neighboring town of Scotts. Almost everything in Climax is located on the main cross streets, Main and Maple. The school, cemetery and Harvester restaurant all lie along South Main St. North Main boasts the relatively new music studio (housed in what used to be an independent hardware store), a convenience store, the village library, park, phone company and post office, the bank, Peace Community Church, a few homes, and the town newspaper: the Climax Crescent . Maple is almost entirely residential, with the exception of the United Methodist Church and Sinclair's Market.