Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Grand Marais is an unincorporated community in Burt Township, Alger County in the U.S. state of Michigan. It is located on Lake Superior at 46°40′15″N 85°59′07″W / 46.67083°N 85.98528°W / 46.67083; -85.98528 and is the eastern gateway to the Pictured Rocks National Lakeshore via H-58. Grand Marais is the northern terminus of M-77. Seney and the Seney National Wildlife Refuge are to the south.