Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Gwinn is an unincorporated community in Marquette County in the U.S. state of Michigan. The community is in Forsyth Township at 46°16′52″N 87°26′27″W / 46.28111°N 87.44083°W / 46.28111; -87.44083 on M-35 near the forks of the east and middle branches of the Escanaba River. Gwinn is a census-designated place (CDP) for statistical purposes, and the CDP includes the nearby communities of Austin to the west and New Swanzy to the east. The population of the CDP was 1,965 at the 2000 census. The Gwinn ZIP code is 49841 and serves a much larger area, including most of Forsyth Township, as well as portions of Turin Township to the east, Wells and Ewing townships to the south, Tilden Township to the west, Richmond, Sands, West Branch, and Chocolay townships to the north.