Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Hillsdale is a city in the state of Michigan. As of the 2000 census, the city population was 8,233. It is the county seat of Hillsdale County, and is run as a council-manager government. On November 8, 2005, 18-year-old high school student Michael Sessions, was elected mayor as a write-in candidate, defeating 51-year old incumbent Doug Ingles, and at the time of his election believed to be the youngest mayor in the United States. The city is the home of Hillsdale College, a private liberal arts college noted for its academics and its influence in politics and education. The city is situated mostly within Hillsdale Township, but is a municipality governed independently of the township. Nearby communities include: Allen, Bankers, Cambria, Camden, Frontier, Jerome, Jonesville, Litchfield, Montgomery, Moscow, Mosherville, North Adams, Osseo, Pittsford, Prattville, Ransom, Reading, and Waldron.