Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Houghton is a city in the U.S. state of Michigan's Upper Peninsula and largest city in the Copper Country on the Keweenaw Peninsula. As of the 2000 census, the city population was 7,010. It is the county seat of Houghton County. It has been listed as one of the "100 Best Small Towns in America. " Houghton is sometimes confused with, or thought to be close to, Houghton Lake; the latter is actually located in the state's Lower Peninsula. Due to its location in the northwestern portion of the Upper Peninsula, Houghton is isolated from the state's most populous areas. It is farther to drive from Houghton to Detroit than it is from Detroit to or Atlanta, Georgia or Washington, DC. It takes several hours less to travel to Chicago, Milwaukee, or Minneapolis from Houghton than it does to travel to Detroit. Houghton was named after Houghton County, which was named after Douglass Houghton. The area lends itself to a wide variety of outdoor sports, both winter and summer.