Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Hubbell is an unincorporated community in Houghton County in the U.S. state of Michigan. The U.S. Census Bureau has defined an area around the community as a Census-designated place (CDP) for statistical purposes. As of the 2000 census, the CDP population was 1,105. The area defined as a CDP is partially within Torch Lake Township and partially within Osceola Township. The community is on the west shore of Torch Lake on M-26, about two miles south of the village of Lake Linden at 47°10′24″N 88°25′45″W / 47.17333°N 88.42917°W / 47.17333; -88.42917. The ZIP code is 49934 and the FIPS place code is 39680. It is named after Jay Abel Hubbell, a U.S. Representative (1873-1882) from the area.