Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Idlewild is a vacation and retirement community in Yates Township located in a small rural northwestern part of the U.S. state of Michigan near the southeastern border of Lake County. It was one of only a few resorts in the country where African-Americans were allowed to vacation and purchase property before this discrimination became illegal in 1964. Idlewild surrounds the lake it was named for. The headwaters of the Pere Marquette River run through here, with a couple of public access points adjacent to Broadway Road, where it crosses. About half of the township is contained in the Manistee National Forest. Called the "Black Eden", from 1912 through the mid-1960s, Idlewild was an active year-round community and was visited by well-known entertainers and professionals from throughout the country. At its peak it was the most popular resort in the Midwest and as many as 25,000 would come to Idlewild in the height of the summer season to enjoy camping, swimming, boating, fishing, hunting, horseback riding, roller skating and night-time entertainment. When the 1964 Civil Rights Act opened up other resorts to African-Americans, Idlewild's boomtown period subsided but the community continues to be an important place for vacationers and retirees and as a heritage landmark. The Idlewild African American Chamber of Commerce was founded in the summer of 2000 by businessman John O. Meeks for the purpose of promoting existing local businesses and for attracting newer ones to the Lake County area.