Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Livonia is a city in the northwest part of Wayne County in the U.S. state of Michigan. Livonia is a very large suburb with an array of traditional neighborhoods connected to the metropolitan area by freeways. The population was 100,545 at the 2000 census. The 2008 Census Bureau Estimate places the population at 91,220, making it the ninth largest city in Michigan. The municipality is a part of the Detroit metropolitan area, and located approximately 13 miles (21 km) northwest from downtown Detroit, and two miles (3 km) from the western city limits of Detroit (Redford Township lies in between the two).