Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Montague is a city in Muskegon County in the U.S. state of Michigan. As of the 2000 census, the city had a total population of 2,407. The city is located within Montague Township, but is politically independent. The Montague ZIP code 49437 also serves all of Montague Township and White River Township, as well as a small portions of Whitehall Township and Blue Lake Township in Muskegon County and parts of Claybanks Township and Grant Township in Oceana County.