Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Pellston is a village in Emmet County in the U.S. state of Michigan. The population was 771 at the 2000 census. The village is the home of Pellston Regional Airport. Its motto is "Icebox of the Nation"; Pellston recorded the state of Michigan's record low temperature, a frigid -53°F. in 1933, and every winter is regularly called out in national weather reports, along with towns like Big Piney, Wyoming, Fraser, Colorado and International Falls, Minnesota, as one of the coldest spots in the nation. The village is on the boundary between Maple River Township and McKinley Township on United States Highway 31. Interstate 75 is about 10 miles (16.1 km) east of Pellston. Mackinaw City and the Mackinac Bridge is approximately 18 miles (29 km) north and Petoskey is about 20 miles (32.2 km) southwest of the village. The University of Michigan Biological Station is on nearby Douglas Lake.