Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Pullman is an unincorporated community in Lee Township of Allegan County in the U.S. state of Michigan. It is in a predominantly rural area of Western Michigan, about 150 miles east of Chicago. It is centered on the junction of 109th Avenue and 56th Street between sections eight and nine of Lee Township at 42°29′01″N 86°05′29″W / 42.48361°N 86.09139°W / 42.48361; -86.09139. It is approximately 10 miles northeast of South Haven, about 13 miles southeast of Saugatuck/Douglas, and 12 miles west-southwest of Allegan. The Upper and Lower Scott Lakes are nearby, which empty into the Scott Creek Drain, a tributary of the Middle Branch of the Black River. Two brothers named Clement built a sawmill in 1870. A station on the Chicago and West Michigan Railway (later part of the Pere Marquette Railway) was established in 1871 and the area became known as "Hooperstown", after an area landowner. A post office with that name operated from 1875 to 1880 and began again in 1891. The post office was renamed Pullman in 1901, apparently after George Pullman. The ZIP code for Pullman is 49450. Locally the area is known for its blueberry production. The residents tend to be fiscally conservative, and Pullman has some of the lowest property taxes in all of Michigan. Many locals fear that in the next few decades the area may become another minor getaway for vacationing Chicagoans, thus raising local prices and taxes.