Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Two Dot is a small unincorporated community in west-central Wheatland County, Montana, United States, along the route of U.S. Route 12. The town was a station stop on the now-abandoned transcontinental main line of the Chicago, Milwaukee, St. Paul and Pacific Railroad ("the Milwaukee Road"), and was the site of one of the substations of the railroad's electrification project. Two Dot was founded in 1900 as a station on the Montana Railroad, local predecessor to the Milwaukee Road. For much of the town's history, two variant spellings of the town's name were in use: "Two Dot," and "Twodot. " The "Two Dot" spelling is now generally accepted as being correct, and the name of the town's post office was officially changed from Twodot to Two Dot in 1999.