Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Valley is a city in Douglas County, Nebraska, United States. The population was 1,788 at the 2000 census. Valley is the hometown of Gail Rock, who used it as the basis for the small town Clear Rock in her Addie Mills books, of which "The House Without a Christmas Tree" is best known. The Town of Valley recently consolidated its public school system with neighboring town, Waterloo. The merged schools are called Douglas County West Community Schools. Valley is also home to the area's National Weather Service office, serving portions of eastern Nebraska and southwestern Iowa.