Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Fernley is a city in Lyon County, Nevada, United States. The city incorporated in 2001, including land in Lyon and Washoe County; prior to that it was a census-designated place (CDP). The population of the CDP was 8,543 at the 2000 census; the city itself had an estimated population of 12,673 in 2007, almost all of whom lived in Lyon County.