Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Hiko, Nevada, is a small, agrarian community (some say a semi-ghost town) on State Route 318 in Lincoln County. At one time Hiko was the county seat, and a few hundred residents lived nearby, due largely to silver mines in the area. Today, the area is a farming and ranching area, and not much remains of the old town except the cemetery, some mill ruins and a red rock building that was a general store. Most of the residents of Hiko own farms or ranches, and little to no industrial activity takes place there. From 1868 to 1871, Hiko was the county seat of Lincoln County, before being replaced with the current seat, Pioche, Nevada. The Hiko and Crystal Springs provide a large supply of water for the Hiko farms and ranches. The Hiko farming community is located in the north end of the Pahranagat Valley and lies at an elevation of 3869 feet and has a zip code of 89017.