Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Owyhee is a census-designated place (CDP) in Elko County, Nevada, United States. The population was 1,017 at the 2000 census. It is part of the Elko Micropolitan Statistical Area. Owyhee is also located within the Duck Valley Indian Reservation, and since the reservation is also located in southwestern Idaho, the Nevada portion of the reservation is in the Mountain Time Zone. Owyhee and Mountain City (located 12 miles southeast of Owyhee, and 2 miles southeast of the reservation), are not exempt from state legislation which places them officially in the Pacific Time Zone, but they observe Mountain Time anyway.