Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Located at the Northernmost section of the Pine Barrens, and at exit '77' on the Garden State Parkway, Bayville is an unincorporated area within Berkeley Township in Ocean County, New Jersey, United States. The area is served as United States Postal Service ZIP Code 08721. As of the United States 2000 Census, the population for ZIP Code Tabulation Area 08721 was 17,148. Central Regional High School is the local high school for the area. Bayvile is home to Double Trouble State Park, the site of an Ocean Spray cranberry bog, and is said to be haunted by the New Jersey Devil.