Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Belmar is a borough in Monmouth County, New Jersey, United States. As of the United States 2000 Census, the borough population was 6,045. The Borough of Belmar is governed under the Faulkner Act (Small Municipality) system of municipal government. What is now Belmar was originally incorporated as Ocean Beach borough by an Act of the New Jersey Legislature on April 9, 1885, from portions of Wall Township, based on the results of a referendum held two days earlier. On April 16, 1889, it became the City of Elcho borough, which lasted for a few weeks until the name was changed to the City of Belmar Borough as of May 14, 1889. The city acquired its current name, Borough of Belmar, on November 20, 1890.