Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Cedar Grove Township is a Township in north central Essex County, New Jersey, United States. As of the United States 2000 Census, the township population was 12,300. In 2006, the population went up to 12,848. What is now Cedar Grove was originally incorporated by an Act of the New Jersey Legislature as the Township of Verona on February 7, 1892, from portions of Caldwell Township. Portions of the township were taken to create Verona borough, based on the results of a referendum held on April 30, 1907. On April 9, 1908, the name was formally changed to Cedar Grove. New Jersey Monthly magazine ranked Cedar Grove as its 4th best place to live in Essex County and 17th best place overall to live in its 2008 rankings of the "Best Places To Live" in New Jersey.