Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Clayton is a Borough in Gloucester County, New Jersey, United States. As of the United States 2000 Census, the borough population was 7,139. What is now Clayton was originally formed as Clayton Township, which was created on February 5, 1858, from portions of Franklin Township. Portions of the township were taken to form Glassboro Township on March 11, 1878. Clayton was formed as a borough by an Act of the New Jersey Legislature on May 9, 1887, from portions of Clayton Township. The remainder of Clayton Township was absorbed by the Borough of Clayton on April 14, 1908, and the township was dissolved.