Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Hackettstown is a town in Warren County, New Jersey, United States. As of the United States 2000 Census, the town population was 10,403. The town is located in the eastern most region of the Lehigh Valley. Hackettstown was incorporated as a town by an Act of the New Jersey Legislature on March 9, 1853, from portions of Independence Township. Portions of territory were exchanged with Mansfield Township in 1857, 1860, 1872 and 1875. Hackettstown houses the headquarters of Mars Chocolate USA, the American division of Mars, Incorporated, makers of Milky Way, Mars, M&M's, Twix and Snickers candy bars, as well as pet foods (such as the well-known Whiskas and Pedigree brands), human foods and non-confectionery snack foods. It is believed that Hackettstown was named after Samuel Hackett, a prominent landowner who is said to have "contributed liberally to the liquid refreshments on the christening of a new hotel, in order to secure the name which, before this, had been Helms' Mills or Musconetcong". Hackettstown was named #72 of the top 100 towns in the United States to Live and Work In by Money Magazine in 2005, it has not been included since.