Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Hillsdale is a borough in Bergen County, New Jersey, United States. As of the United States 2000 Census, the borough population was 10,087. The populated area today known as Hillsdale took form in the mid-to-late 19th century as land speculators, led by David P. Patterson, developed subdivisons to profit from the coming of the Hackensack and New York Connecting Railroad. The area was incorporated as Hillsdale Township on March 25, 1898, from portions of Washington Township, which had, in turn, been set off from Harrington Township in 1840. Portions of the township were taken on April 30, 1906, to create River Vale. Hillsdale was reincorporated as a borough by an Act of the New Jersey Legislature on March 2, 1923, based on the results of a referendum held on April 24, 1923.