Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Layton is an unincorporated area located within Sandyston Township in Sussex County, New Jersey, United States. The area is served as United States Postal Service ZIP code 07851. As of the United States 2000 Census, the population for ZIP Code Tabulation Area 07851 was 250. Layton is located 574 feet (175 m) above sea level. The Dingman's Ferry Bridge, crosses the Delaware River at Layton, connecting County Route 560 in New Jersey to PA 739 in Pennsylvania.