Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Little Ferry is a borough in Bergen County, New Jersey, United States. As of the United States 2000 Census, the borough population was 10,800. Little Ferry was formed on September 18,1894, from portions of both Lodi Township and New Barbadoes Township, at the height of Bergen County's "Boroughitis" phenomenon then sweeping through Bergen County. New Jersey Monthly magazine ranked Little Ferry as its 35th best place to live in its 2008 rankings of the "Best Places To Live" in New Jersey.