Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Malaga is an unincorporated area located within Franklin Township, in Gloucester County, New Jersey, United States. The area is served as United States Postal Service ZIP Code 08328. As of the United States 2000 Census, the population for ZIP Code Tabulation Area 08328 was 1,476. U.S. Route 40, Route 47 and Route 55 all pass through the Malaga area. RLS Logistics is one of the area's primary employers.