Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Milford is a Borough located in western Hunterdon County, New Jersey. As of the United States 2000 Census, the borough population was 1,195. Milford was incorporated as a borough by an Act of the New Jersey Legislature on April 15, 1911, from portions of Holland Township, based on the results of a referendum held on May 8, 1911. The borough's incorporation was confirmed on March 13, 1925. Milford is located on the Delaware River in the western portion of Hunterdon County, known as the Hunterdon Plateau. The Borough dates to the mid-18th century when a grist mill was established here. After the mill was destroyed by fire in 1769, the settlement became known as Burnt Mills. The town became commonly known as "Millford" by the beginning of the 19th century, but by 1844 the name had lost an "L". It was incorporated in 1911 but the official incorporation was not registered until 1925.