Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Millburn is a township in Essex County, New Jersey, United States. As of the United States 2000 Census, the township population was 19,765. Millburn Township was created as a township by an act of the New Jersey Legislature on March 20, 1857, from portions of Springfield Township. Millburn also includes the hamlet of Short Hills. Millburn comprises the historic Wyoming district, and South Mountain and Millburn Center areas. Short Hills contains the sections of Knollwood, Glenwood, Brookhaven, Country Club, Merrywood, Deerfield-Crossroads, Mountaintop, White Oak Ridge, and Old Short Hills Estates. Millburn is near South Mountain Reservation, The Mall at Short Hills and the suburban towns of South Orange, Maplewood, Livingston, and Summit. Millburn is also home to the Paper Mill Playhouse, a 70-year-old regional theater. New Jersey Monthly magazine ranked Millburn as the 53rd best place to live in New Jersey in its 2008 rankings of the "Best Places To Live" in New Jersey. Millburn also has the dubious distinction of having the highest annual property tax rate in the US. In 2009, it was $19,097.