Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Ocean Grove is an unincorporated community and a census-designated place in Neptune Township, Monmouth County, New Jersey. It is located on the Atlantic Ocean Jersey Shore, between Asbury Park to the north and Bradley Beach to the south. Listed on the National Register of Historic Places, Ocean Grove is noted for its abundant examples of Victorian architecture. Ocean Grove was founded in 1869 as an outgrowth of the camp meeting movement in the United States, when a group of Methodist clergymen, led by William B. Osborn and Ellwood H. Stokes, formed the Ocean Grove Camp Meeting Association to develop and operate a summer camp meeting site on the New Jersey seashore. By the early 20th century, the popular Christian meeting ground became known as the "Queen of Religious Resorts". The community's land is still owned by the camp meeting association and leased to individual homeowners and businesses. Ocean Grove remains the longest-active camp meeting site in the United States.