Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Roselle is a Borough located in Union County in the state of New Jersey, United States of America. As of the United States 2000 Census, the borough population was 21,274. On January 19, 1883, the first electric lighting system employing overhead wires to ever exist began service in Roselle, and was built by Thomas Edison to demonstrate that an entire community could be lit by electricity. The First Presbyterian Church, located on the corner of West 5th Avenue and Chestnut Street, was the first church in the world to be lit by electricity. Roselle was incorporated on December 20, 1894, at the height of the Boroughitis phenomenon sweeping through New Jersey at the time, based on the results of a referendum held two days earlier, from portions of Linden.