Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Sergeantsville is an historic community located within Delaware Township, in Hunterdon County, New Jersey, United States. Sergeantsville was first settled by a Mr. Thatcher in 1700, and was later named for Charles Sergeant, an American Revolutionary War soldier, in honor of the Sergeant family of which three brothers were local shopkeepers. "Out-of-towners give themselves away when they pronounce the first syllable 'sarge'; it's 'serge. '" Green Sergeant Covered Bridge, constructed in 1872 across the Wickecheoke Creek, is located just west of Sergeantsville and is the oldest remaining covered bridge in New Jersey. Sergeantsville was officially created in 1827 when it became desirable to establish a post office. Until that time, this largely rural area was known as "Skunktown", perhaps because the town served as a market center for skunk pelts. Sergeantsville's annual "Thanksgiving in the Country" house tour, established in 1973, takes four or five different homes each year, that have historical, architectural or cultural qualities.