Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
South Orange is a suburban municipality in the New York Metropolitan Area located in Essex County, New Jersey, United States. As of the United States 2000 Census, the village's population was 16,964. Seton Hall University is located in South Orange. "The time and circumstances under which the name South Orange originated will probably never be known," wrote historian William H Shaw in 1884, "and we are obliged to fall back on a tradition, that Mr Nathan Squier first used the name in an advertisement offering wood for sale" in 1795. Of the 566 municipalities in New Jersey, South Orange Village is one of only four with a village type of government; the others are Loch Arbour, Ridgefield Park and Ridgewood. South Orange Village dates back to May 4, 1869, when it was formed within South Orange Township. On March 4, 1904, the Village of South Orange was created by an act of the New Jersey Legislature and separated from South Orange Township. In 1981, the name was changed to "South Orange Village Township" to take advantage of federal revenue sharing policies. The change was intended to allow South Orange to qualify for a pool of federal aid allocated to municipalities that allowed townships to receive as much as double the revenue-sharing aid per capita received by the four other types of New Jersey municipalities — borough, city, town or village.