Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Villas, better known as the Villas is a census-designated place and unincorporated area located within Lower Township, in Cape May County, New Jersey. It is part of the Ocean City Metropolitan Statistical Area. As of the United States 2000 Census, the CDP population was 9,064. Villas is the site of Blitz's Market, where one of the four winning Mega Millions lottery tickets was sold to a disabled veteran on August 31, 2007. In 2008, residents discovered that copper piping had been stolen from under several homes in the area. It was later found that much of the piping was corroding due to large amounts of water seeping through fissures in the disintegrating roads, that are finally under repair.