Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Westfield is a town in Union County, New Jersey, United States. As of the United States 2000 Census, the town population was 29,644. The old village area, now the downtown district, was settled in 1720 as part of the Elizabethtown Tract. Westfield was originally formed as a township on January 27, 1794, from portions of Elizabeth Township, while the area was still part of Essex County, and was incorporated as a one of New Jersey's first 104 townships by an Act of the New Jersey Legislature on February 21, 1798. It became part of the newly-formed Union County on March 19, 1857. Portions of the township have been taken to form Rahway Township (February 27, 1804), Plainfield Township (April 5, 1847), Cranford Township (March 14, 1871), Fanwood Township (March 6, 1878, now known as Scotch Plains), Mountainside (September 25, 1895) and Hillside (April 3, 1913). The Town of Westfield was incorporated on March 4, 1903, replacing Westfield Township.