Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Woodcliff Lake is a borough in Bergen County, New Jersey, United States. As of the United States 2000 Census, the borough population was 5,745. Woodcliff Lake is also the name of the reservoir that lies primarily within the borough, with a small part of it located in neighboring Hillsdale. The borough is an upscale New York City suburb with most houses on lots of at least 15,000 square feet (1,400 m). It was the world headquarters of Ingersoll Rand until they moved in 2004 and its property was taken over by the North American headquarters of BMW. It is the corporate headquarters of Perillo Tours, which consists of an elaborate Italian palace type structure where Richard Nixon had an office after his Presidency.