Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Arroyo Seco is an unincorporated community in Taos County near Taos, New Mexico, United States. Arroyo Seco's economy is based on tourism and services to residents of retirement and vacation homes. Arroyo Seco has a post office, with the ZIP code 87514. The 87514 ZIP Code Tabulation Area had a population of 1,310 at the 2000 census, with 996 housing units, a land area of 53.63 sq. miles, a water area of 0.05 sq. miles, and a population density of 24.43 people per sq. mile at Census 2000. Arroyo Secos's elevation is 7,634 feet.