Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Belen is a city in Valencia County, New Mexico, United States. Belen is Spanish for Bethlehem and over time has gained the nickname "Hub City" because of the Belen Cutoff of the Atchison, Topeka and Santa Fe Railway. The Cutoff made it possible for many more trains to traverse east and west across the United States. Prior to the Belen Cutoff train traffic came through the steep Raton Pass on the Colorado and New Mexico border. To this day, an average of 110 trains travel through Belen in a 24-hour period on the Southern Transcon. Belen also has the only Harvey House Museum in the state of New Mexico. The population was 6,901 at the 2000 census. Belen is part of the Albuquerque Metropolitan Statistical Area.