Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Embudo (also Embudo Station) is an unincorporated community in Rio Arriba County, New Mexico, United States. It is on NM State Road 68. The Embudo Station is located 2.9 miles south of the intersection of NM State Road 75, where the Embudo River flows into the Rio Grande. Embudo was founded in 1881 when the Denver and Rio Grande Western Railroad opened a station (depot) there on its Chili Line. The station was named after the village San Antonio de Embudo, located 2 miles up the Embudo River, and until 1902 both communities shared a post office and were known jointly as Embudo. In 1900, anticipating a separate post office in the village, San Antonio de Embudo changed its name to Dixon. When the Dixon post office opened in 1902, however, Embudo lost its post office. Embudo got a post office again in 1905 only to lose it in 1909. However, since 1914 Embudo has had its own post office, zip code 87531. Today, from the state road a concrete bridge, replacing the old wooden bridge, crosses the Rio Grande to the "Embudo Historic District" which consists of the old railway station and associated buildings. The United States Geological Survey (USGS) gauging station at Embudo, to measure the flow of the Rio Grande, was the first (USGS) stream gauging station and was established by John Wesley Powell in 1888. Embudo was also the first USGS training center for hydrographers.