Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Montezuma is an unincorporated community in San Miguel County, New Mexico, United States. It is located about five miles northwest of the city of Las Vegas, New Mexico. The town was best known for many years for its natural hot springs, and was in fact called "Los Ojos Calientes". or "Las Vegas Hot Springs" until the late 19th century. The town consists of ranches, a post office, and the United World College-USA.