Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Ruidoso Downs is a city in Lincoln County, New Mexico, United States, located within the Lincoln National Forest. The population was 1,824 at the 2000 census, at which time it was a village; the change was made in May 2002. It is a suburb of Ruidoso and is a part of the Ruidoso Micropolitan Statistical Area. The Ruidoso Downs Race Track, Billy the Kid Casino and the Hubbard Museum of the American West are located in the city. On October 9–11, 2009, the twentieth annual Lincoln Cowboy Symposium was held at Ruidoso Downs. The event celebrated the ranching lifestyle, with demonstrations in horsemanship, shooting, roping, cooking, and blacksmithing. Booths offered western-style arts and crafts. Music and poetry were highlights of the festival, which featured performers Leon Rausch, Tommy Allsup and the Texas Playboys; Mel Tillis and the Statesiders; Larry Gatlin; Billy Mata, and Liz Talley. Gospel artists also performed.