Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Averill Park is a hamlet in Rensselaer County, New York, United States. The population was 1,517 at the 2000 census. The community is named after land owner James Averill. Averill Park is located within the Town of Sand Lake on Route 43. The community is south of a triangle-shaped lake called Crystal Lake and is east of the hamlet of West Sand Lake.