Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Clay is a town in Onondaga County, New York, USA. As of the 2000 census, the town had a total population of 58,805, making it Syracuse's largest suburb. The town was named after Henry Clay, statesman. The Town of Clay is northwest of Syracuse. It is the largest town in the county and contains part of the Village of North Syracuse, New York. It contains the major retail strip of Syracuse's northwesterly suburbs, along NY-31, including the Great Northern Mall.