Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Clifton Park is a town in Saratoga County, New York, United States. According to the United States Census Bureau, the 2006 population estimate for Clifton Park was 36,447. The name is derived from an early land patent. The town is in the south part of the county and is located approx. 12 miles (19 km) north of Albany and northeast of Schenectady, and 10 miles (16 km) south of Saratoga Springs.