Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
The city of Ithaca,, sits on the southern shore of Cayuga Lake, in Central New York, USA. It is best known for being home to Cornell University, an Ivy League school with almost 20,000 students (most of them studying on Cornell’s Ithaca campus). Ithaca College is located just south of the city in the town of Ithaca, adding to Ithaca’s “college town” focus and atmosphere. The city of Ithaca is the center of the Ithaca-Tompkins County metropolitan area (which also contains the separate municipalities of the town of Ithaca, the village of Cayuga Heights, the village of Lansing and other towns and villages in Tompkins County). The city is the county seat of Tompkins County. In 2000, the city's population was 29,287, and the metropolitan area had a population of 100,135. 2004 estimates puts the city population at 29,952, an increase of 2.3%. Namgyal Monastery in Ithaca is the North American seat of Tenzin Gyatso, the 14th Dalai Lama.