Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Johnstown is a city and the county seat of Fulton County, New York, USA. As of the 2000 census, the city had population of 8,511. Recent estimates put the figure closer to 8,100. The city was named by its founder, Sir William Johnson, a baronet and officer in the British army. The city of Johnstown is mostly surrounded by the town of Johnstown, of which it was once a part when it was a village. Also adjacent to the city is the city of Gloversville. The two cities are together known as the "Glove Cities". They are known for their history of specialty manufacturing. Johnstown is located approximately 45 miles west of Albany, about one-third of the way between Albany and the Finger Lakes region to the west.